5072 W Lake Road

Owasco, NY
$ 1,495,000 Beds 4 Baths 2.5 Sq 3,042 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to Fay’s Point Beach House, an iconic legacy waterfront estate on the shores of Owasco Lake. This extraordinary Arts & Crafts style residence traces its origins to 1912 and represents a rare opportunity to own a documented piece of Finger Lakes history. Set on 1.9 acres with approximately 610 feet of shoreline, the property occupies one of the most distinctive settings on Owasco Lake. Positioned on Fay’s Point with panoramic lake views on three sides, the estate offers a sense of privacy, permanence, and presence that is impossible to replicate today. Inside, the approximately 3,000 square foot home retains the warmth and craftsmanship of a true Finger Lakes lakeside residence. Rich original woodwork, hardwood floors, beamed ceilings, walls of windows, and a stunning stone fireplace alongside two additional brick fireplaces create an atmosphere that is timeless and authentic. The expansive lakeside living room was designed for gathering, entertaining, and taking in breathtaking 270-degree water views throughout every season. The kitchen features hand crafted black walnut cabinetry hand built over 50 years ago. The flexible floor plan includes four bedrooms and two full baths, including two first floor bedrooms and first floor laundry. One of the downstairs bedrooms is currently being used as a study and would make an exceptional writer’s room or lakeside workspace. Upstairs, both bedrooms retain original sink areas and adjacent water closets that preserve the home’s architectural character and charm. Outside, manicured grounds, a stone seawall, waterfront gazebo, and sweeping shoreline create an unforgettable lakeside setting. Included additional lots across West Lake Road provide additional parking, future flexibility, privacy, compound potential, and possible hospitality or development opportunities rarely found with waterfront properties of this scale. Some rooms have been virtually staged.

Active

  • Price
  • $ 1,495,000
  • City
  • Owasco
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • CAYUGA
  • Half Bathrooms
  • 1
  • Area
  • Owasco
  • Lot Size
  • 1.9 Acres
  • Zip
  • 13021
  • Sqr Footage
  • 3,042
  • Year Built
  • 1912
  • Taxes
  • $ 17492
  • Style
  • Craftsman,HistoricAntique
  • MLS#
  • S1681036
Listed By: Steven Barrett with Divergence Realty Group LLC;
Data Source: Central New York Information Services (CNYIS)

Features

General

Sewer SepticTank
Heating Gas,Baseboard,HotWater
Possession Closing
Roof Architectural,Shingle
Appliances Dishwasher,ElectricOven,ElectricRange,GasWaterHeater,Refrigerator
Garage Spaces 2.0
Patio/Porch Features Covered,Open,Porch
Architectural Style Craftsman,HistoricAntique
Construction Materials VinylSiding
School District Auburn
Year Built 1912
Electric CircuitBreakers
View Water
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess,Lake
County Cayuga
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Other Structures Gazebo
Total Rooms 7
Full Baths 2
Status Active
City Owasco
Body of Water Owasco Lake
Senior Community Y/N No
High School District Auburn
MLS Area Owasco-054600
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 17492.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Auburn
Elementary School District Auburn
Tax Assessed Value 836200
TaxOtherAnnualAssessmentAmount 0.0

Interior Features

Interior Amenities EntranceFoyer,EatInKitchen,SeparateFormalLivingRoom,GraniteCounters,HomeOffice,BedroomOnMainLevel
Basement CrawlSpace
Flooring Carpet,Hardwood,Laminate,Varies
Total Fireplaces 3
Total Stories 2
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Laundry Features MainLevel
Total Bedrooms 4
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 3

Exterior Features

Exterior Amenities BlacktopDriveway,FullyFenced,GravelDriveway
Fencing Full
Parking Features Attached,Garage
Lot Features FloodZone,IrregularLot
Water Source Well
Lot Size Area 1.9
Foundation Details Poured,Slab
Building Area Total 3042.0
Lot Dimensions 436X130
Lot Size Acres 1.9
Frontage Length 610
Waterfront Y/N Yes
Road Frontage Type MainThoroughfare
Other Equipment Generator

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Fayetteville, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

5/14/2026 Listed $1,900,000
5/29/2026 11% - $1,695,000
8/14/2026 12% - $1,495,000

Property vs Zip Code Average in 13021

Price
AVG $320K
$1.5M
Taxes
AVG $6,008
$17,492
Year Built
AVG 1926
1912
Visits
AVG 35
49
Data Provided by Inside Real Estate®

5072 W Lake Road Owasco, NY is a Single Family Home for sale at $1495000 with 3042 sqft and a lot size of 1.9 Acres Acre(s). 5072 W Lake Road Owasco has 4 bedrooms, 2 baths and was built in 1912. The property's zip code is 13021 which is in Owasco, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.