498 Main Street

Sterling, NY
$ 599,000 Beds 4 Baths 2.5 Sq 3,200 Virtual Tour
Monthly Estimate* How much can I afford?

WELCOME! YOU WILL FALL IN LOVE THE MOMENT YOU ARRIVE BY THE LOVELY SETTING; YOU WILL ALSO APPRECIATE HOW WELL THIS HOME HAS BEEN CARED FOR BY THE OWNERS...THEY HAVE TRULY TAKEN PRIDE IN EVERY DETAIL. FROM THE WRAP AROUND FRONT PORCH YOU HAVE A BEAUTIFUL VIEW.... WHAT A GREAT PLACE TO VISIT WITH GUESTS. AS YOU ENTER THE HOME, YOU WILL BE GREETED BY A SPACIOUS FOYER...CONTINUE ON INTO THE PARLOR THAT IS SIMPLY BREATHTAKING WITH GLEAMING HARDWOOD FLOORS WITH CUSTOM INLAY AND A COZY WOODSTOVE FOR THOSE CHILLY NIGHTS. THE HEART OF THE HOME, THE KITCHEN, OFFERS KRAFTMAID SHAKER-STYLE CABINETRY, NEWER APPLIANCES, A BREAKFAST BAR AND GRANITE COUNTERS. JUST AROUND THE CORNER IS AN EXCELLENT PANTRY AND A CLEANING CLOSET ALONG WITH A TWO-PERSON SAUNA AND A HALF BATH FOR ADDED CONVENIENCE. ALSO ON THIS LEVEL IS A HOME OFFICE AND AN AREA TO CONVERSE WITH CLIENTS SHOULD YOU HAVE A HOME BUSINESS, SPA SERVICES OR ANY OTHER PROFESSIONAL INTERESTS. THERE ARE TWO STAIRCASES THAT LEAD TO THE SECOND LEVEL - ONE LEADING TO THE STEP DOWN MAIN BEDROOM SUITE, COMPLETE WITH A SITTING AREA THAT DOUBLES AS A 2ND LIVING ROOM, PLENTY OF CLOSET SPACE AND A VAULTED BEAM CEILING. THE BATHROOMS HAVE BEEN FULLY UPDATED WITH ONE ADORNED IN MARBLE AND THE OTHER WITH TASTEFUL CHERRY CABINETRY. ALSO ON THIS LEVEL ARE THREE ADDITIONAL SPACIOUS BEDROOMS ALONG WITH A 2ND FLOOR LAUNDRY FOR ADDED CONVENIENCE. THE MECHANICALS OF THE HOME HAVE BEEN UPDATED AND INCLUDE 4 MINI-SPLIT UNITS FOR CONTROLLED ZONED COOLING AND AN UPDATED HIGH EFFICIENCY BOILER. ALSO, THE OWNER HAS ADDED SOLAR PANELS TO ASSURE AFFORDABILITY IN THE FUTURE! STEP OUTSIDE AND YOU WILL APPRECIATE THE LANDSCAPING THAT SURROUNDS, THE PAVED PARKING AND THE MAINTENANCE FREE VINYL SIDING. HAVE NEED FOR A STUDIO OR AN IN-LAW APARTMENT?? THE 24X32 GARAGE HAS A FULL FINISHED 2ND STORY, (PREVIOUSLY USED AS A YOGA STUDIO), HARDWOOD FLOORS AND IS HEATED AND COOLED. THE HOME IS ALSO ZONED RESIDENTIAL WITH COMMERCIAL USE SHOULD YOU HAVE A HOME BUSINESS! A WHOLE HOUSE GENERATOR AND AN UPDATED ARCHITECTURAL SHINGLED ROOF COMPLETE THIS AMAZING FIND!

Active

  • Price
  • $ 599,000
  • City
  • Sterling
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • CAYUGA
  • Half Bathrooms
  • 1
  • Area
  • Fair Haven-Village
  • Lot Size
  • 1.1731 Acres
  • Zip
  • 13156
  • Sqr Footage
  • 3,200
  • Year Built
  • 1880
  • Taxes
  • $ 8224
  • Style
  • Colonial
  • MLS#
  • S1685368
Listed By: Teri L Beckwith with Hunt Real Estate ERA;
Data Source: Central New York Information Services (CNYIS)

Features

General

Sewer Connected
Heating Ductless,Propane,Solar,Zoned,Baseboard,HotWater
Cooling Ductless,Zoned,CentralAir
Utilities CableAvailable,HighSpeedInternetAvailable,SewerConnected,WaterConnected
Possession CloseOfEscrow
Roof Architectural,Shingle
Appliances Dryer,Dishwasher,GasOven,GasRange,PropaneWaterHeater,Refrigerator,Washer,WaterSoftenerOwned
Garage Spaces 2.0
Patio/Porch Features Covered,Deck,Porch
Architectural Style Colonial
Construction Materials BlownInInsulation,VinylSiding
School District Red Creek
Year Built 1880
Stories Count 2
Township Fair Haven-Village
Levels Two
Property Subtype SingleFamilyResidence
County Cayuga
Property Type Residential
Attached Garage No
Subdivision Name Cottage Farm Prop
Garage Y/N Yes
Other Structures Sheds,Storage
Total Rooms 13
Full Baths 2
Status Active
High School Red Creek High
City Sterling
Senior Community Y/N No
High School District Red Creek
MLS Area Fair Haven-Village-055601
Lot Size Units Acres
Elementary School Margaret W Cuyler Elementary
Year Built Details Existing
Tax Annual Amount 8224.0
Middle/Junior High School Red Creek Middle
Property Condition Resale
Standard Status Active
Middle/Junior School District Red Creek
Elementary School District Red Creek
Tax Assessed Value 399900
TaxOtherAnnualAssessmentAmount 0.0

Interior Features

Interior Amenities Attic,BreakfastBar,Den,SeparateFormalDiningRoom,EntranceFoyer,EatInKitchen,SeparateFormalLivingRoom,GraniteCounters,KitchenIsland,Pantry,SeeRemarks,Sauna,NaturalWoodwork,ConvertibleBedroom,InLawFloor
Basement ExteriorEntry,Partial,WalkUpAccess,SumpPump
Flooring CeramicTile,Hardwood,Marble,Varies
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features LeadedGlass,ThermalWindows
Fireplace Y/N Yes
Half Baths 1
Laundry Features UpperLevel
Total Bedrooms 4
Main Level Bathrooms 1
Total Baths 3

Exterior Features

Exterior Amenities BlacktopDriveway,Deck
Parking Features Detached,Garage,Storage,GarageDoorOpener
Lot Features CornerLot,Rectangular,RectangularLot
Water Source Connected,Public
Lot Size Area 1.1731
Foundation Details Stone
Building Area Total 3200.0
Lot Dimensions 246X208
Lot Size Acres 1.1731
Waterfront Y/N No
Other Equipment Generator

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Fayetteville, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Margaret W Cuyler Elementary
Middle School Red Creek Middle
High School Red Creek High

Price History

6/1/2026 Listed $625,000
7/13/2026 5% - $599,000

Property vs Zip Code Average in 13156

Price
AVG $390K
$600K
Taxes
AVG $6,831
$8,224
Year Built
AVG 1903
1880
Visits
AVG 43
134
Data Provided by Inside Real Estate®

498 Main Street Sterling, NY is a Single Family Home for sale at $599000 with 3200 sqft and a lot size of 1.1731 Acres Acre(s). 498 Main Street Sterling has 4 bedrooms, 2 baths and was built in 1880. The property's zip code is 13156 which is in Sterling, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.