46 Prospect Street

Richfield, NY
$ 180,000 Beds 3 Baths 1 Sq 1,344 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to 46 Prospect St in Richfield Springs! This charming 3-bedroom, 1-bath home offers comfort, space, and convenience in a quiet village setting. One of the standout features is the first-floor bedroom, providing flexible living options for guests, a home office, or convenient single-level living. Situated on a generous half-acre lot, the property offers plenty of outdoor space for gardening, recreation, or simply enjoying the peaceful surroundings. A detached two-stall garage provides ample room for parking, storage, or a workshop. With its spacious yard, practical layout, and desirable location close to local amenities, this home presents a great opportunity for homeowners or investors alike. Listed at $190,000, 46 Prospect St is ready for its next chapter.

Active

  • Price
  • $ 180,000
  • City
  • Richfield
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • OTSEGO
  • Half Bathrooms
  • 0
  • Area
  • Richfield Springs-Village
  • Lot Size
  • 0.58 Acres
  • Zip
  • 13439
  • Sqr Footage
  • 1,344
  • Year Built
  • 1950
  • Taxes
  • $ 1104
  • Style
  • CapeCod
  • MLS#
  • S1705516
Listed By: Brandon Mosher with River Hills Properties LLC Lf;
Data Source: Central New York Information Services (CNYIS)

Features

General

Sewer Connected
Heating Oil,ForcedAir
Utilities SewerConnected,WaterConnected
Possession Closing
Appliances AppliancesNegotiable,Dishwasher,ElectricCooktop,OilWaterHeater,Refrigerator
Garage Spaces 2.0
Architectural Style CapeCod
Construction Materials VinylSiding
School District Richfield Springs
Year Built 1950
Stories Count 2
Township Richfield Springs-Village
Levels Two
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 7
Full Baths 1
Status Active
City Richfield
Senior Community Y/N No
High School District Richfield Springs
MLS Area Richfield Springs-Village-365601
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 1104.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Richfield Springs
Elementary School District Richfield Springs
Tax Assessed Value 71600
TaxOtherAnnualAssessmentAmount 0.0

Interior Features

Interior Amenities EatInKitchen,SeparateFormalLivingRoom,BedroomOnMainLevel
Basement Full
Flooring Hardwood,Varies,Vinyl
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 1

Exterior Features

Exterior Amenities GravelDriveway
Parking Features Detached,Garage
Lot Features Rectangular,RectangularLot,ResidentialLot
Water Source Connected,Public
Lot Size Area 0.58
Foundation Details Block
Building Area Total 1344.0
Lot Dimensions 25X265
Lot Size Acres 0.58
Waterfront Y/N No
Road Frontage Type CityStreet

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Fayetteville, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/8/2026 Listed $180,000

Property vs Zip Code Average in 13439

Price
AVG $440K
$180K
Taxes
AVG $2,499
$1,104
Year Built
AVG 1918
1950
Visits
AVG 37
2
Data Provided by Inside Real Estate®

46 Prospect Street Richfield, NY is a Single Family Home for sale at $180000 with 1344 sqft and a lot size of 0.58 Acres Acre(s). 46 Prospect Street Richfield has 3 bedrooms, 1 baths and was built in 1950. The property's zip code is 13439 which is in Richfield, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.