413 Fire Lane 14

Cato, NY
$ 549,000 Beds 2 Baths 2 Sq 1,938 Virtual Tour
Monthly Estimate* How much can I afford?

This newly constructed home built 7 years ago was designed for comfort and everyday living and is situated on a GENEROUS 6.8-ACRE LOT with panoramic views of Cross Lake. Custom build by Milback Homes with modern features and cathedral ceilings, this 2-bedroom, 2 bath home offers 1,938 square feet of living space. The first floor features a bright, beautiful kitchen with an island, granite countertops, and an open concept to the dining and living room which features a gas fireplace for cozy evenings. The primary bedroom, a bathroom, and laundry are also on the main floor. The lower level offers a 2nd bedroom with an egress window, a full bathroom, and space for entertaining guests with an attractive custom designed bar. Additionally, there is a well built and insulated 30 x 40 pole barn and a separate waterfront parcel that allows you direct access to the lake. Other highlights include, a full house generator, 200-amp service in the house and the barn, a newly paved driveway, invisible dog fence, partially fenced in backyard and a new sliding glass door. This home is an ideal choice for those seeking a peaceful and private retreat. Cross Lake is known for famous sunsets, wonderful boating and fishing experiences and is connected to the NYS Canal system. Don't miss your chance to get into a new home without the wait!

Active

  • Price
  • $ 549,000
  • City
  • Cato
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • CAYUGA
  • Half Bathrooms
  • 0
  • Area
  • Cato
  • Lot Size
  • 6.8 Acres
  • Zip
  • 13080
  • Sqr Footage
  • 1,938
  • Year Built
  • 2019
  • Taxes
  • $ 5696
  • Style
  • Ranch,TwoStory
  • MLS#
  • S1710072
Listed By: Sharon Hopler with Howard Hanna Real Estate;
Data Source: Central New York Information Services (CNYIS)

Features

General

Sewer SepticTank
Heating Propane,ForcedAir
Cooling CentralAir
Possession CloseOfEscrow
Roof Asphalt,Shingle
Appliances Dryer,Dishwasher,ElectricCooktop,ElectricOven,ElectricRange,Microwave,PropaneWaterHeater,Refrigerator,Washer,WaterSoftenerOwned
Garage Spaces 4.0
Patio/Porch Features Deck
Architectural Style Ranch,TwoStory
Construction Materials Frame,VinylSiding
School District Cato-Meridian
Year Built 2019
View Water
Stories Count 1
Township Not Applicable
Levels One
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess,Lake
Accessibility LowThresholdShower,StairLift,SeeRemarks,AccessibleDoors
County Cayuga
Property Type Residential
Attached Garage No
Subdivision Name Map/Russell L Getman Surv
Garage Y/N Yes
Other Structures Barns,Outbuilding
Total Rooms 8
Full Baths 2
Status Active
Directions Route 31 to River Road. River Rd becomes Jordan Road go to Fire Lane 14.
City Cato
Body of Water Cross Lake
Senior Community Y/N No
High School District Cato-Meridian
MLS Area Cato-052489
Lot Size Units Acres
Lot Size Square Feet 296208.0
Year Built Details Existing
Tax Annual Amount 5696.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Cato-Meridian
Elementary School District Cato-Meridian
Tax Assessed Value 157800
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 41

Interior Features

Interior Amenities CeilingFans,SeparateFormalLivingRoom,GreatRoom,KitchenIsland,KitchenFamilyRoomCombo,LivingDiningRoom,Pantry,SlidingGlassDoors,Bar,MainLevelPrimary
Basement Full,Finished,WalkOutAccess
Flooring Carpet,Laminate,Tile,Varies
Total Fireplaces 1
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Laundry Features AccessibleUtilitiesOrLaundry,MainLevel
Total Bedrooms 2
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 2

Exterior Features

Exterior Amenities BlacktopDriveway,Deck,Fence,PropaneTankLeased
Fencing Partial,PetFence
Parking Features Detached,Electricity,Garage,Storage,WorkshopInGarage
Lot Features Agricultural,Rectangular,RectangularLot
Water Source Well
Lot Size Area 6.8
Foundation Details Block
Building Area Total 1938.0
Lot Dimensions 260X1430
Lot Size Acres 6.8
Frontage Length 25
Waterfront Y/N Yes
Door Features SlidingDoors
Road Frontage Type PrivateRoad
Other Equipment Generator
Builder Model Milback

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Fayetteville, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/11/2026 Listed $579,000
9/21/2026 6% - $549,000

Property vs Zip Code Average in 13080

Price
AVG $400K
$550K
Taxes
AVG $7,535
$5,696
Year Built
AVG 1978
2019
Visits
AVG 91
3
Data Provided by Inside Real Estate®

413 Fire Lane 14 Cato, NY is a Single Family Home for sale at $549000 with 1938 sqft and a lot size of 6.8 Acres Acre(s). 413 Fire Lane 14 Cato has 2 bedrooms, 2 baths and was built in 2019. The property's zip code is 13080 which is in Cato, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.